Every Tool, Explained in Detail

Proper photo documentation is one of the most powerful tools you have in a claim dispute. Claim Advisor Pro helps you organize every photo by damage category, room, date, and location — exactly the way a public adjuster would present evidence to an insurance company.

• Categorize photos by roof, interior, exterior, contents, and more
• Attach GPS metadata and timestamps automatically
• Export a professional photo report to share with your adjuster or attorney
• Capture 'before and after' comparisons for supplements
• Never scramble through hundreds of unorganized photos again

Missing a single step in the claims process can cost you thousands. Our interactive checklist was built by Mike, a licensed public adjuster with 3,000+ claims settled. It guides you through every phase from the moment damage occurs to final payment.

• Phase-by-phase checklists covering immediate response through settlement
• Mark tasks complete as you go — your progress is saved
• Built-in deadline reminders for critical submission windows
• Covers all major claim types: wind, hail, water, fire, and more
• Know exactly where you are in the process at all times

Insurance adjusters use sophisticated software to write low estimates. Now you can generate your own professional damage estimates covering structural repairs, Additional Living Expenses (ALE), and personal property contents — giving you the data to dispute underpayments.

• Structural repair estimates with line-item detail
• ALE (Additional Living Expenses) calculator for displacement costs
• Contents inventory and valuation tool
• Export estimates in a format ready for supplement submission
• Compare your estimate directly against the insurance scope of loss

A disorganized claim is a losing claim. Claim Advisor Pro gives you a central, structured vault for every document involved in your claim — from your original policy declarations to contractor invoices, adjuster correspondence, and settlement offers.

• Upload and store policies, estimates, invoices, and receipts
• Tag and categorize documents by type and claim phase
• Quickly locate any file when your adjuster or attorney asks for it
• Maintain a clear paper trail from first notice to final payment
• Secure cloud storage accessible from any device

One of the most common ways homeowners lose money is by accepting an insurance estimate without comparing it to a real contractor's scope of work. Our comparison tool walks you through a line-by-line review to identify missing items, incorrect quantities, and underpaid line items.

• Side-by-side comparison of your contractor's estimate vs. insurance
• Flag missing line items, incorrect measurements, and underpaid costs
• Built-in guidance on what to ask your adjuster about each discrepancy
• Generate a supplement request from identified gaps
• Supports Xactimate-style line item review

Insurance claims can drag on for months. The Progress Tracker gives you a living summary of your claim — every milestone, every deadline, every payment — so you always know where things stand and what comes next.

• Visual timeline from first notice of loss to final payment
• Track every deadline: proof of loss, supplement submissions, appraisal demands
• Log adjuster contacts, inspection dates, and correspondence
• See outstanding tasks and overdue items at a glance
• Never let a deadline slip by again

Ask Mike is your personal claims advisor powered by AI and trained on the real-world experience of a licensed public adjuster with decades in the field. Whether you're confused about policy language, want to know if you're being underpaid, or need help writing a demand letter — Mike is here.

• Ask questions about your policy, claim status, or adjuster's decision
• Get plain-language explanations of insurance jargon
• Available 24/7 — no waiting for a callback
• Trained on real public adjuster knowledge, not generic advice
• Helps you prepare for adjuster inspections and negotiations

Most homeowners don't read their policy until they have a claim — and by then it's too late to prepare. Our policy review tools help you understand exactly what you're covered for, what exclusions apply, and where you may have coverage gaps before disaster strikes.

• Guided walkthrough of your declarations page and key coverages
• Identify common exclusions that insurers use to deny claims
• Understand your ACV vs. RCV coverage and depreciation rules
• Review your ALE limits and how to maximize them
• Know your policy deadlines before a claim ever happens