Terms of Service
1. Acceptance of Terms
By accessing and using Claim Advisor Pro, you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.
2. Use License
Permission is granted to temporarily download one copy of the materials (information or software) on Claim Advisor Pro for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:
- Modify or copy the materials
- Use the materials for any commercial purpose or for any public display
- Attempt to reverse engineer, disassemble, or hack any of our technology or security measures
- Remove any copyright or other proprietary notations from the materials
- Transfer the materials to another person or "mirror" the materials on any other server
3. Disclaimer
The materials on Claim Advisor Pro are provided on an 'as is' basis. Claim Advisor Pro makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties including, without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights.
Claim Outcomes Disclaimer: Claim Advisor Pro is an educational and advisory tool only. We are not responsible for the outcome of your insurance claim, including whether your claim is approved, denied, or the amount of settlement offered by your insurance company. Claim outcomes depend on many factors outside our control, including your specific insurance policy language, coverage terms, the adjuster's assessment, and applicable state insurance regulations.
Not Legal or Financial Advice: The guidance provided by Claim Advisor Pro is informational only and does not constitute legal advice, financial advice, or professional insurance services. We do not represent you in dealings with your insurance company. For legal matters or complex claims, we recommend consulting with a licensed attorney or public adjuster in your state.
4. Limitations
In no event shall Claim Advisor Pro or its affiliates be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on Claim Advisor Pro, even if we or our authorized representative has been notified orally or in writing of the possibility of such damage.
Claim Advisor Pro is not liable for: (1) any shortfall in your insurance settlement or claim denial; (2) any dispute between you and your insurance company or adjuster; (3) any damage to your property or loss of use; (4) any business losses or consequential damages resulting from claim-related matters; or (5) any insurance company decision to undervalue, deny, or delay payment on your claim.
5. Accuracy of Materials
The materials appearing on Claim Advisor Pro could include technical, typographical, or photographic errors. Claim Advisor Pro does not warrant that any of the materials on our website are accurate, complete, or current. Claim Advisor Pro may make changes to the materials contained on our website at any time without notice.
6. Links
Claim Advisor Pro has not reviewed all of the sites linked to our website and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by us of the site. Use of any such linked website is at the user's own risk.
7. Insurance Claims Advisory Service
Claim Advisor Pro provides guidance and tools to help homeowners document, organize, and present their insurance claims. We are not a licensed insurance company, insurance adjuster, or legal entity authorized to bind or settle claims on your behalf. Our role is to provide educational information to help you better understand the claims process and advocate for yourself with your insurance company.
You remain solely responsible for all communications and negotiations with your insurance company, contractor, or any third parties. Insurance claim settlements are determined by your policy terms, the adjuster's evaluation, and applicable state law—not by the use of our advisory tools.
8. Modifications
Claim Advisor Pro may revise these terms of service for our website at any time without notice. By using this website, you are agreeing to be bound by the then current version of these terms of service.
9. Governing Law
These terms and conditions are governed by and construed in accordance with the laws of the United States, and you irrevocably submit to the exclusive jurisdiction of the courts in that location.
10. Contact Information
If you have any questions about these Terms of Service, please contact us at support@claimadvisorpro.com